Things to Know About Mobile ATM

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ATM

Short for Asynchronous Transfer Mode, a network technology based on transferring data in cells or packets of a fixed size. The cell used with ATM is relatively small compared to units used with older technologies. The small, constant cell size allows ATM equipment to transmit video, audio, and computer data over the same network, and assure that no single type of data hogs the line.
Some people think that ATM holds the answer to the Internet bandwidth problem, but others are skeptical. ATM creates a fixed channel, or route, between two points whenever data transfer begins. This differs from TCP/IP, in which messages are divided into packets and each packet can take a different route from source to destination. This difference makes it easier to track and bill data usage across an ATM network, but it makes it less adaptable to sudden surges in network traffic.
When purchasing ATM service, you generally have a choice of four different types of service:
Many of the shops, malls, gas stations, airports have ATMs which are fixed at a place. There are people who have used mobile ATMs too but not as frequently as the regular ones. Here, we will discuss few things about the mobile ATMs which may change your perspective and idea about it.
People who already own ATMs want to upgrade to mobile ATMs but never would have given a serious thought that may change their mind after they finish reading this. Here are few important things to consider regarding mobile ATM's.
1) Future:
Apart from cities in US, there are remote places where wired connections are not available. At these places wireless is the only option and works very efficiently.To reach to this untapped potential market it is very crucial for the banking sector to survive and grow into the tough competition.
2) Cost:
Before the wireless ATMs came the older one were connected by the landline and the rent had to be paid to the carrier. As there were advancements and now ATMs are operated with the modems which can be carried with them. If we compare the cost of the wired and the wireless. The wireless costs you almost half of the amount, this is for just one machine. If you are having plenty of them calculate the amount that you can save. No installation costs and no extra cost even if you move the machine. You have pay monthly just like your cellphone bill.
3) Installation:
The installation of the machine is too quick compared to the other one. If a bank decides suddenly to come up with a new branch and they want to attract the people they can use this option. For the older one you may have to request for the installation then they will give an appointment, etc. No need for all this. Ideally wireless modem needs 10-15 minutes for the installation as they are already programmed.
4) Flexibility:
Due to the progress in the wireless technology the data transfer has become faster than never before (4G). The towers that have come up for the communication in the cellular sector has been of a great importance. Earlier these mobile ATMs got a interference due cellphones at crowded places like events, exhibitions, etc. But now they can as fast as possible with no faults even at crowded places. You can move it anywhere at anytime.
5) Security Concern:
The connection is secured very well with the SSL(Secured Sockets Layer) which uses the encryptions (protocol) while transferring data from modem to the server. The chance of hacking and breach od security is very less. All modems come with the SSL programming by default.
6) Service:
There are service providers who give 24*7 service (overnight) with almost no failure of the service which we usually know as the uptime, higher the uptime best is the service.
In London 2-3 years back all wired connections were down so people were not not able to use credit card, debit card and not even able to withdraw the money. All this hell broke on Saturday. The mobile ATM solutions you can rely fully with less as much as 0.01% of chance of error.
7) Insurance:
When you hire a mobile ATM machines you don't have to be worried as the machine comes with a full insurance cover by the ATM services provider, you will always be safe.
8) No Hiring Fee:
If you are planning to hire ATM machines for an event you don't have to pay the money as the service provider will make the money as he / she will be charging the people for using the facility. You are playing the role of an organizer to make sure everything goes well at the event. But you have make sure that there will be huge number of people who will use it (minimum number of people say 5000).

NATIONAL CASH SYSTEMS is a leading reputtable company specializing in turn-key ATM solutions. At NATIONAL CASH®, our main focus is on delivering reliable ATM solutions and secure turn-key ATM machines to help businesses succeed in an increasingly complex global marketplace. By serving as a single source for customer payment processing and streamlining these various products and services, NATIONAL CASH® sets new standards in convenience and reliability.

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Rice is a major staple food in Nigeria and in many parts of the world.
Most foreign rice come to Nigeria from india,thailand and brazil and the grains comes in different variation.

Now how do you key into the business?stalliongroup,milia,habiba and mama Gold are some of the rice companies operating in Nigeria,you can visit either of these companies office and make inquiring.

Revealed: Money Making Rituals And Superstition In Nigeria

Early this month, the police in Kogi State arrested a 46 year old man who murdered his 4-month old son for ritual purposes.
According to the report, the man on the fateful day quietly moved the baby around midnight from the mother’s bedside while she was deeply asleep. He killed the child and hurriedly buried him. The ritualist is right now in police custody while investigation continues. On several occasions in the past, the police have often arrested and prosecuted people for ritual killing and related crimes. But this criminal practice continues. Is prosecution really the answer- the only answer-to this savage crime? I do not think so.
In Nigeria, the belief in ritual money is very strong and widespread. The belief is entertained both by the educated and the non educated, by people of all faiths, and by those who indulge in ritual killing and sacrifice of human beings and those who do not. Modern education in science and logic has not succeeded in eradicating the belief. The existence of relevant laws have not stopped people from carrying out money-making rituals. The belief in ritual money, often seen as self evident has driven people across the country to kidnap, murder and mutilate other human beings including their family members. Children have targeted and murdered their parents and grandparents for rituals. Parents, as in this case, have used their children or housemaids for ritual purposes.
What happens is that people who desperately want to get rich consult a local medicine man or witchdoctor. The charlatan then directs the client to procure, among other things, some human body parts; sometimes the head, private organs, the liver or breast, for a ritual sacrifice. Sometimes witchdoctors ask for the human embryo or the body part of a particular family member-one’s father, mother, sister or child- for sacrifice.
When ritualists cannot kill by themselves they commission others to do so on their behalf.
In some situations where those commissioned cannot kill, they go to cemeteries and dig up bodies and use their body parts. In November, more than 100 bodies were desecrated in a cemetery in Porto Novo in the republic of Benin. According to the report, “The grave robbers cut the heads off the bodies and also stole some internal organs”.
The witchdoctors use the body parts to perform some sacrifice or to prepare charms, concoctions or magical substance that will purported make the client rich or make him experience a financial breakthrough. The time has come for Nigerians to take a critical look at money-making rituals and the belief in ritual wealth. The practice of ritual killing and the money-making rituals are based on deep-seated superstitions which the structures and institutions in our society have refused to challenge and debunk. Until these irrational beliefs are dispelled, the savage act of ritual murder will not stop. The prosecution of ritualists will only drive the practice underground as is often the case. Prosecution should go with education and public enlightenment.
There is no evidence that the sacrifice of a human being or the use of charms prepared with human body parts could make anybody rich. I challenge anybody who thinks otherwise to come forward with proof or evidence. I challenge any witch doctor anywhere who thinks he can carry out an effective money-making ritual to come forward. For a long time people have been decieved, misinformed, misled and exploited by these occult doctors. People have been brainwashed with baseless beliefs that lead them to commit atrocities.
How long are we going to keep entertaining the belief in ritual money based on hearsay. Nigerians need to be supplied with proof and hard evidence for ritual wealth. This is because the belief is sending many people to their graves and others to jail. The belief is turning children against their parents and parents against their children. There is an urgent need for proactive measures to combat this cultural scourge. Sadly the bloody act of ritual murder continues. The irrational belief persists. And the bogus claims by witch doctors, most of whom are desperately poor and miserable, that they have the power to make people rich through magic and ritual sacrifice continue to motivate people to commit criminal and atrocious acts. No doubt those who murder, conspire to murder or kidnapp for money rituals or for any prupose at all should be arrested and prosecuted. But more importantly, there is a need to put in place a public education and enlightenment campaign to reorientates the mentality of the people. Ritual murder starts in the mind and any initiative to stop it must involve programs to change the mindset. The belief in ritual money is a deep seated cultural belief and traditional belief particularly when they are rooted in the supernatural die hard. But they die anyway. In this case, there is need to take measures to ensure that the belief in ritual money dies and that the practice of money-making rituals stops.
Nigerians need to be educated to know that ritual money is a hoax. That money-making ritual is a sham. That witch doctors who claim to have powers to perform money- making rituals are charlatans. Nigerians need to understand that no ritual sacrifice of anything or anybody; a human being, an animal or insect; can make anybody rich. No charm prepared with any human or animal body part can give one a financial breakthrough. In fact Nigerians need to be told that charms are practically useless and lack the potency of protecting people or enhancing their fortune as widely believed.
Before any Nigerian contemplates going to a witchdoctor for money rituals, he or she should first ask, why is the witch doctor not rich himself? If he can make me rich why can’t he make himself or his friend or family member rich? If the ritual money is good for me why is it not good for him, for his friends and family members? At home, in market places, in schools, colleges and universities, people need to be told that getting rich or becoming wealthy has nothing to do with ritual sacrifice or the use of charms. That the money ritual narrative of a human head vomiting volumes of cash in the bedrooms of rich people is a myth and has no basis in common sense or in reality. That getting rich is a factor of education, hard work, acquiring skills, discovering and developing one’s talent, excelling in one’s profession and other common sensical and confirmable means of generating income.

10 Things Your Boss Never Wants to Hear

By Brooke Howell, Monster Contributing Writer

One of the best ways to ensure your day-to-day work life is pleasant and your career remains on an upward trajectory is to get -- and stay -- on your boss' good side. It sounds like a simple thing to do, but you'd be surprised at the number of employees who can't seem to get it right.

The problem often is that they're unwittingly saying and doing things that communicate to the boss that they're incompetent, uncooperative or immature -- qualities no boss likes in an employee.

Don't want to be that employee? Then steer clear of saying these things that are sure to put any boss in a bad mood.

1. "It's not my fault." Even if it's not, saying so just makes you sound like a 6 year old. Adults take responsibility, and then take action to make things right. Bosses want employees that are always part of the solution -- especially after they've been part of the problem.
    
2. "It's not my job." Your responsibilities aren't limited to those specifically stated in your job description. If the boss is asking you about something that needs to be done then it's your job. When you say otherwise to his face you sound childish, disrespectful and uncooperative.
    
3. "There must have been some miscommunication." "Because all businesses are so competitive these days, bosses cannot afford to have employees costing the company a big client or critical contract because of their poor communications," says Anita Bruzzese author of "45 Things You Do That Drive Your Boss Crazy -- And How to Avoid Them." Different bosses have different informational needs, so find out what your bosses are and then be sure to meet them. "Being a good communicator is critical for the success of a company, a boss -- and an employee's career."
    
4. "I'm so hung-over." This isn't something to brag about and admitting to heavy drinking on a work night shows the boss you aren't taking your job as seriously as you could. It also makes her wonder if you're prone to making bad decisions in other aspects of your life and work.
    
5. "I can't stand Steve." This doesn't just apply to Steve, but to all of your coworkers. "Bosses get really annoyed when they have to take time from important tasks to break up spats between co-workers and they don't want to get human resources involved when two workers can't solve their differences in a professional way," says Bruzzese. "They want workers to be respectful of one another and act like adults, period."
    
6. "I'm too sick to work." This is fine if it's true, especially if you can't do your job from home and are contagious, but if it's a lie and your boss finds out you could be in big trouble. The chances of getting caught have increased greatly with the proliferation of social media. It only takes one stray Facebook update, Foursquare check-in or Twitter tweet to show the boss -- or a big-mouthed co-worker -- what you're really up to.
    
7. Too much or too little. "Employees may have never bothered to ask how or when the boss wants to be communicated with, so they may sit on critical information the boss needs or bug him or her endlessly with trivial stuff," says Bruzzese.
    
8. Whines and gripes. "Since the Great Recession, employees have been asked to do more with less and many have fallen into the habit of chronic whining about their situation," says Bruzzese. With everyone in the same boat and companies still at risk, that complaining really stands out to bosses who are also plenty tired themselves. You want to spend your time coming up with solutions to problems, she says. "Remember, there are still about three people for every job opening -- the boss may not have any trouble filling your shoes."
    
9. "I need a raise."  It's not your boss' responsibility to fulfil your need to pay your credit card bills, go on vacation or eat out more. She should pay you fairly for the work you're doing, though. If you think you deserve a raise, approach her with concrete evidence that you've earned a salary increase and make it a two-way conversation -- not a confrontational demand.
    
10. "I'll quit if ..." Never threaten to quit unless you're prepared to follow through if the boss calls your bluff. If he does and you don't, you'll definitely lose his respect -- and possibly your job

 

5 Ways Money Makes You Happy

Your paycheck has more power than meets the eye. While it can help us to afford life’s necessities, it’s also a key source of happiness. In fact, studies show that how much you earn, how you earn it and how you spend your hard-earned dollars can make you happy.

Earn “Enough”

Let’s start with the size of your paycheck. Think if you made more money you’d be happier? Researchers at Princeton University say the magic number is actually $75,000 a year. The study concluded that people at that income level make enough for life’s necessities with a little extra left over. This results in high levels of emotional well-being. But making more than $75k doesn’t necessarily mean more happiness. They found this holds true even in expensive cities like New York or London.

Hit the Gym

Does your paycheck fall short? You can always ask for a raise. As one study proves, a way to get closer to a promotion is by staying fit. Therefore, investing in either a gym membership, home exercise gear or a fitness app may pay off.

A recent study from Cleveland State University reports exercising three times a week can lead to 6% higher pay for men and 10% higher pay for women, on average. It turns out improved physical health improves mental health, along with increased energy and lower stress levels — all leading to more productivity and, ultimately, more money.
Save money along the way by working out with a friend. Many personal trainers offer special group rates of up to 40% off when you bring along a buddy.

Invest in a Passion

Another way to hit that $75,000 marker could be by becoming your own boss. A recent Gallup poll found even stressed-out entrepreneurs are happier than 9-to-5 corporate employees. Seventy-one percent of entrepreneurs say they learn or do something interesting at work, compared to 66% of traditional workers. But you don’t have to quit your job in order to become an entrepreneur. Many workers have managed to make more money by simply pursuing a passion on the side from the comfort of their homes.
Invest in Leisure

Next, get more satisfaction out of your spending by investing in leisure activities, such as a trip to Italy, concert tickets or a massage.

In a 2011 paper published in the Journal of Consumer Psychology, 57% reported the greatest happiness from spending money on experiences, compared with just 34% who derived happiness from buying material things. Why? We create lasting memories with friends and family when we invest in activities, but our excitement over a new car or that designer dress wears off quickly. Bottom line: A cruise may do more to make you happy than a flat screen.

Offer Assistance

Finally, the easiest way money can make you happy is to be generous. Researchers from Harvard Business School and the University of British Columbia surveyed more than 600 volunteers and found that spending as little as $5 a day on someone else makes people happier than spending that money on themselves. Whether it’s making a small donation to a charity online, or buying a latte for a friend, the emotional boost will feel priceless.

How to Maximise and Retain Rental Income On Residential Properties By Terry Lucking

Investment landlords have a very simple requirement, they want tenants to pay the rent and look after their property. However many things can affect this simple requirement which can result in less of the rent getting to or remaining in the landlord's bank account.
Maximising rental return is not about increasing the rent every year. Sometimes it is prudent to leave the rent unchanged even if the local market has increased.
For example, if you have tenants with no pets; tenants that don't smoke in the property; tenants with no children and tenants that are clearly looking after the property then there is a value to keeping them as tenants for as long as possible.
Increasing the rent may result in notice to quit from the tenants. Replacing them with tenants with children and pets will mean more wear and tear to the property. In this I don't mean damage just routine wear and tear and the cost to a landlord can be a lot higher than the total value of the rent increase. Landlords need to understand the value of a good tenant. Over the years I have seen landlords hold rent for years and occasionally some to reduce rents to retain good tenants.
How often can I increase the rent?
You can increase the rent at the end of the initial term (often 6 months - sometimes longer) and then not more than once every 12 months unless previously agreed in writing with the tenants. A tenant has a right to challenge an increase you are applying for. You should use a Section 13 (2) prescribed notice to apply for an increased rent (if you search for this online you will find this document).
How much should I increase the rent to?
When considering rent increases I always keep the new proposed rent lower than I would confidently be able to achieve on the open market if I had to re-let. If your tenant carries out some research they will see you are being fair and hopefully support your request. I suggest phoning or visiting your tenants to talk about the changes in the local market and discussing your thoughts about a new higher rent. Remember if they decide to move on rather than pay the rent you may experience a void between tenancies which would most likely eat away at any benefit you've gained.
Letting quickly and minimising voids
Another critical point that many landlords over look is to get the property let quickly. Things that can put off viewers include such points as: poor broadband connection; high energy costs; external presentation; ease of garden management; condition of the gutters soffits and fascias; condition of the window frames and the internal decorative condition. In my experience even a property with an old kitchen and bathroom can look attractive if clean, well decorated and cared for.
Treat your tenant like a customer and deal with maintenance issues promptly. If you live locally visit the tenant by arrangement and prove to them you are interested in them and your property.
Tenants change of circumstances
Do you have rent default protection should the tenant's circumstances change?
Buildings insurance doesn't cover for this. Some policies cover for lost rent if the property becomes inhabitable for a time during works but not a change to the tenants circumstances causing them to go into rent arrears.
Good local lettings agent will be able to provide appropriate insurance cover.
Free Advice
A great source of free, specialist, local advice is a qualified lettings agent. They will know the rental values of a property in their areas and how fast a particular property might let and what could be done to increase rental value and the speed of letting. Check that you chose a qualified agent who typically will be a member of ARLA, Safe agent, NALS and the Property Ombudsman schemes. These independent bodies ensure the lettings agent operates their business professionally and ethically.

Terry Lucking is Managing Director of Belvoir Property Lettings the leading property lettings agents in Cambridge offering a range of houses to let in Cambridge. In addition to lettings he offers comprehensive

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Real Estate Investing - Strategies to Become a Successful Investor and Create Wealth By Ajibola Osho

Real estate investing is one the pillars of wealth creation in the world today. The last time I looked at the Forbes list of 400 richest Americans, I could still count over 31 tycoons listed as billionaires.
In the same vein, you have individuals in your city and state who have made their fortune and hold their wealth in property investments.
Why you need to invest
In his essay "Theory of Human Motivation" first published in 1943, Abraham Maslow, father of behavioural psychology observed, that people are motivated to fulfill three basic needs. The three basic human needs are food, shelter and clothing. And many people will try to fulfill these three needs, before any other need.
When you invest in real estate, you add value to your customers in one of the important area of human needs-shelter. You are investing in an evergreen industry.This is why, I believe you should include property investing as part of your wealth-building portfolio.
However before you go out and buy your first property you need to have the right plan of action to succeed. The first thing you have to be aware of is that...
Goals are important.
Your need to know, what you want to accomplish:

• Are you looking at wealth accumulation within a short time frame (3-7 years)?
• Are you investing for the Long term (retirement)?
• Do you want be a Full time investor and derive all your income from your real estate investment?

When you ask yourself these critical questions, you are able to focus and achieve your dreams.
You need to develop critical success traits.
It is important you develop or become aware of the traits, you need to win as a real estate investor. Five main traits are important for success:

• Competency in your niche, this means you know about the basics, at the minimum and then become excellent in the niche you decide to invest.
• Control over your emotions. This is important if you are going to stay in the investing arena for the long haul because there will always be difficulties in the real estate market. The difference between a novice and a professional is the ability to ride the eye of the tiger without getting into the belly of the tiger. Being a real estate investor takes guts and you need to have them if you want to become wealthy
• Comprehension. This means know your market cold. You understand who your customers are, what they are looking for, why they want to deal with you. If you lack these key trait-insight into your market-you are doomed to fail.
• Consistency. This means you have focus and discipline to, take action daily, weekly until you accomplish your goals.
• Integrity. You stay true to your principles, because integrity is important in real estate. This means you are trustworthy, to your bankers, investors and tenants.

Strategy vs. tactics
The strategy (what to do) is more important than the tactics (how to do) of real estate investing. Let me explain.
If for instance, you wanted to gain wealth in a very short term then to buy and hold real estate, which is a long-term strategy-will not be the right strategy to achieve your goals. Flipping and wholesaling properties- buying undervalued properties and selling at a higher price to gain profit-may be the best strategy.
Knowing enough vs. Knowing it all
I think it's important to have an understanding of real estate investing, however you don't need to know all about real estate investing to start.
You need to one thing that I think is important for an investor... You need know enough about the basics-how to analyse properties, how to get financing, and how to assemble you real estate team together. That is it.
If you wanted to make a full time career as a real estate investor, then you would have to know more. You would have to specialize in a niche.
I am not going to spend many hours learning about short sales, wholesaling and foreclosing investing especially if I am not going be a full time investor. It would be counterproductive for me, when I should spend my time doing what I am best at doing.
Let's recap, to succeed investing in real estate...

• You need to understand why you are investing in real estate.
• You need to develop critical traits for success as a real estate investor.
• You need to choose the right tactics to match your investing objectives.
• You need to know enough about what you want achieve

This is how I have applied myself to real estate investing. Moreover, it has helped me transform my losses to wins and I enjoy the cash flow from my properties,with the knowing I will become financially free.

Ajibola Osho, has a passion for helping investors achieve their wealth building goals so they can live a wealthier, happier lives, they always dreamed of. Do you want to be financially free and start living the life you always wanted? Sign up now to my free newsletter.Plus receive a copy of my special report of investing mindset guide

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